Writing a will: costs and key steps — United Kingdom
See which factors affect the price, what is usually included, and what to ask before requesting a quote or making a decision. Focus on local will formalities such as capacity, witnesses or notarization, and identify assets, beneficiaries and the executor clearly. Ask how the document is stored and when it should be updated after family or property changes. Ask for written details and compare several local options, keeping the included items beside the quoted price so you can see what is covered and what may cost extra.
Key steps for writing a will in the United Kingdom
Writing a will starts with taking stock of your assets. List your home, savings, investments, pensions, vehicles, and personal items. Decide who should inherit what, and choose one or more executors to carry out your wishes. If you have children under 18, name a guardian. You can also include specific gifts, charitable donations, and instructions for digital accounts. If you die without a will, intestacy rules decide who inherits, which may not match your wishes. A will can also record funeral wishes, though these are not legally binding. The document must be signed in the presence of two adult witnesses who are not beneficiaries. Store the original safely and tell your executor where it is. Review it after marriage, divorce, a birth, or a major change in finances.
How to compare prices and included services
When you compare prices and included services, look beyond the headline fee. A low-cost online will may cover only a basic single will, while a solicitor may include legal advice, document storage, and updates. Check whether the quote includes VAT, probate support, trusts, or mirror wills for couples. Ask if there are extra charges for phone advice, home visits, or amendments. Some providers offer free or discounted wills through charity schemes, but these often expect a legacy gift. Check whether the provider is regulated by the Solicitors Regulation Authority or a professional body such as STEP or the Institute of Professional Willwriters. Request a written quote and read the terms before you commit. The right choice depends on your estate, not just the lowest price.
What affects the cost of writing a will?
Several factors change the cost. A simple will for one person usually costs less than mirror wills for a couple. Complex estates with business assets, foreign property, trusts, or vulnerable beneficiaries need more legal work. Inheritance tax planning can add time and expertise. Care fees planning, disabled beneficiaries, and trusts can also increase costs. Solicitors often charge fixed fees for straightforward wills and hourly rates for complex advice. Will writing companies may offer packages, while DIY kits are cheapest but carry more risk of mistakes. If your circumstances are unusual, speak to a qualified adviser who can explain the costs and key steps for your situation.
Typical costs from real providers
Real-world prices vary by provider, location, and complexity. The estimates below are for simple wills and may not include VAT, storage, or additional advice. Providers include online services, national will writing companies, and solicitors. A local solicitor in your area may charge more than an online provider, but can offer tailored legal advice. Some charities run will writing schemes, often free with a suggested donation or legacy. Always confirm the final quote in writing.
| Product/Service | Provider | Cost Estimation |
|---|---|---|
| Online single will | Farewill | From about £90 |
| Online mirror wills | Farewill | From about £150 |
| Will writing service | Co-op Legal Services | From about £150 for a single will |
| Will writing service | Which? Wills | From about £99 for a single will |
| Solicitor-prepared will | Irwin Mitchell | From about £250 plus VAT for a simple single will |
Prices, rates, or cost estimates mentioned in this article are based on the latest available information but may change over time. Independent research is advised before making financial decisions.
Where to learn more about will writing
To learn more about will writing, check official guidance from GOV.UK and the Law Society. These sources explain intestacy rules, probate, and the legal requirements for a valid will. You can also contact local services such as Citizens Advice or a solicitor in your area. Citizens Advice can help with general questions but does not write wills. Before choosing a provider, compare at least three quotes and ask about ongoing support. Keep your will updated and store it where your executor can find it. A clear, legally valid will can reduce stress for your family and help ensure your wishes are followed.
In short, writing a will is a practical task that becomes easier when you understand the costs and key steps. Take stock of your estate, compare prices and included services, and choose a provider that suits your needs. Review the document after major life events, and keep it safe. With the right preparation, you can make your wishes clear and help reduce uncertainty for the people you care about.
